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	<title>Citizens Reform Center</title>
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	<link>http://www.citizensreformcenter.com</link>
	<description>Knowledge of Banking &#38; Law For The Masses</description>
	<pubDate>Tue, 09 Mar 2010 01:24:08 +0000</pubDate>
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		<title>Credit Card Reform Just a Beginning</title>
		<link>http://www.citizensreformcenter.com/2010/02/credit-card-reform-just-a-beginning/</link>
		<comments>http://www.citizensreformcenter.com/2010/02/credit-card-reform-just-a-beginning/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 21:47:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[banking reform]]></category>

		<category><![CDATA[credit card debt]]></category>

		<category><![CDATA[credit card reform]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=196</guid>
		<description><![CDATA[The long-awaited protections for credit card holders took effect last week, 9 long months after reform legislation passed which gave banks more than enough to time to enact higher rates and collect millions in fees on unsuspecting consumers. The negative effect this had on their public image didn&#8217;t bother them at all. If that&#8217;s reform, [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2010/02/credit-card-reform-just-a-beginning/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Debt Collector Mann Bracken Closes Doors</title>
		<link>http://www.citizensreformcenter.com/2010/01/debt-collector-mann-bracken-closes-doors/</link>
		<comments>http://www.citizensreformcenter.com/2010/01/debt-collector-mann-bracken-closes-doors/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 01:40:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[banking reform]]></category>

		<category><![CDATA[debt collection]]></category>

		<category><![CDATA[Mann Bracken]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=191</guid>
		<description><![CDATA[On Thursday, Jan. 14 debt collection law firm Mann Bracken, which had been one of the biggest debt-collection firms in the country, closed its 24 offices with little public warning, according to the Baltimore Sun. State financial regulators had revoked their license. And last week, a Maryland judge ordered that tens of thousands of debt-collection [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2010/01/debt-collector-mann-bracken-closes-doors/feed/</wfw:commentRss>
		</item>
		<item>
		<title>2009 Foreclosures Hit Record High</title>
		<link>http://www.citizensreformcenter.com/2010/01/2009-foreclosures-hit-record-high/</link>
		<comments>http://www.citizensreformcenter.com/2010/01/2009-foreclosures-hit-record-high/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 21:19:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[General Info]]></category>

		<category><![CDATA[foreclosures]]></category>

		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=188</guid>
		<description><![CDATA[It should be no surprise. With a severe recession coming on the heels of years of outsourcing followed by predatory lending of sub-prime mortgages, millions of people are unable to keep up with monthly expenses. The biggest expense is housing. Marketwatch.com has reported that James Saccacio, CEO of RealtyTrac, states that &#8220;in the long term, [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2010/01/2009-foreclosures-hit-record-high/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Worsening Economy = Credit Card &#038; Mortgage Defaults</title>
		<link>http://www.citizensreformcenter.com/2009/12/worsening-economy-credit-card-mortgage-defaults/</link>
		<comments>http://www.citizensreformcenter.com/2009/12/worsening-economy-credit-card-mortgage-defaults/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 18:25:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[CRC Services]]></category>

		<category><![CDATA[General Info]]></category>

		<category><![CDATA[banking reform]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[foreclosures]]></category>

		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=184</guid>
		<description><![CDATA[We all know that joblessness has hit double digits. We know the official rate is far below the actual jobless rate when you take into account people who have stopped filing for unemployment benefits. Just as significant, if people are able to find work, the jobs will almost definitely pay less than what was available [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/12/worsening-economy-credit-card-mortgage-defaults/feed/</wfw:commentRss>
		</item>
		<item>
		<title>NYC Events Report</title>
		<link>http://www.citizensreformcenter.com/2009/12/nyc-events-report/</link>
		<comments>http://www.citizensreformcenter.com/2009/12/nyc-events-report/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 17:51:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[CRC Services]]></category>

		<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=177</guid>
		<description><![CDATA[Citizens Reform Center held events in Manhattan and Long Island on Dec. 12th &#038; 13th titled &#8220;The Truth &#038; Consequences of Banking Credit Fraud&#8221;.
People challenged with credit card lawsuits and home foreclosure as well as people desiring to know the inner workings of the money/credit creation process received an information-packed seminar from nationally known banking [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/12/nyc-events-report/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Two Events in NYC area - Dec. 12th &#038; 13th</title>
		<link>http://www.citizensreformcenter.com/2009/12/two-events-in-nyc-area-dec-12th-13th/</link>
		<comments>http://www.citizensreformcenter.com/2009/12/two-events-in-nyc-area-dec-12th-13th/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 18:33:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=156</guid>
		<description><![CDATA[The Truth &#038; Consequences of Banking Credit Fraud
If you or anyone you know is mired in credit card debt, is facing foreclosure, or supports an end to the Federal Reserve’s political domination of financial policy, come hear banking expert, Mickey Paoletta, reveal what the banks and government do not want us to know. The time [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/12/two-events-in-nyc-area-dec-12th-13th/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Understanding Stages of Foreclosure</title>
		<link>http://www.citizensreformcenter.com/2009/10/understanding-stages-of-foreclosure/</link>
		<comments>http://www.citizensreformcenter.com/2009/10/understanding-stages-of-foreclosure/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 18:25:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[CRC Services]]></category>

		<category><![CDATA[Education]]></category>

		<category><![CDATA[General News]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=141</guid>
		<description><![CDATA[In Michigan, hard hit by long-term economic decline, has one of the highest rates of unemployment and foreclosure in the nation. It&#8217;s important to understand the sequence of events and potential remedies to stay in your home. If you have a way of coming up with some of the funds, negotiate with the lender. It&#8217;s [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/10/understanding-stages-of-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Companies Still Raising Rates</title>
		<link>http://www.citizensreformcenter.com/2009/10/credit-card-companies-still-raising-rates/</link>
		<comments>http://www.citizensreformcenter.com/2009/10/credit-card-companies-still-raising-rates/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 18:01:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[banking reform]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=139</guid>
		<description><![CDATA[The credit card companies simply have no shame. Regardless of the political pressure and public backlash they&#8217;re likely to experience from raising interest rates before the new law takes effect, they&#8217;re raising them anyway.
What can you do? Call and complain. Threaten to take your business elsewhere. Get a card through a credit union. According to [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/10/credit-card-companies-still-raising-rates/feed/</wfw:commentRss>
		</item>
		<item>
		<title>No Oversight on Subprime Affiliates</title>
		<link>http://www.citizensreformcenter.com/2009/09/no-oversight-on-subprime-affiliates/</link>
		<comments>http://www.citizensreformcenter.com/2009/09/no-oversight-on-subprime-affiliates/#comments</comments>
		<pubDate>Sat, 26 Sep 2009 20:28:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[banking reform]]></category>

		<category><![CDATA[banking regulation]]></category>

		<category><![CDATA[Federal Reserve]]></category>

		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=120</guid>
		<description><![CDATA[What good are banking regulations designed to stop predatory lending practices if they aren&#8217;t used? This is just how the subprime lending catastrophe happened according to a recent Washington Post article detailing how the FED may have been watching banks, but not their subprime affiliates. Furthermore, evidence has surfaced that minority neighborhoods were targeted for [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/09/no-oversight-on-subprime-affiliates/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FDIC Low On Reserves</title>
		<link>http://www.citizensreformcenter.com/2009/09/fdic-low-on-reserves/</link>
		<comments>http://www.citizensreformcenter.com/2009/09/fdic-low-on-reserves/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 20:42:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Breaking News]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[bank failures]]></category>

		<category><![CDATA[FDIC]]></category>

		<guid isPermaLink="false">http://www.citizensreformcenter.com/?p=124</guid>
		<description><![CDATA[Reserves of the Federal Deposit Insurance Corp. (FDIC) which insures bank deposits has hit a 17-year low of $10 billion. This is a result of the wave of bank failures over the last 2 years. Due to financial hardship, many banks are unable to pay new insurance fees to shore up the FDIC. Could this [...]]]></description>
		<wfw:commentRss>http://www.citizensreformcenter.com/2009/09/fdic-low-on-reserves/feed/</wfw:commentRss>
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